Paying Teams in USDC

Paying global teams is expensive and complicated. Bank wires come with delays, high FX fees, and compliance hurdles. Freelancers and contractors often wait days to receive funds

Roles

Product strategy User research Product design

Product strategy, User research, Product design

The team

1 × product manager

1 × product designer

Year

Year

2025

2025

Problem statement

Paying global teams is expensive and complicated. Bank wires come with delays, high FX fees, and compliance hurdles. Freelancers and contractors often wait days to receive funds.

Solution

Payd lets employers add employees with a wallet address, fund payroll in USDC, and pay entire teams instantly. Employees receive USDC directly and can choose to hold or convert to local currency.

My process

To ground the experience, I designed around a primary persona: Maria, a startup founder, manages a remote team across three countries. She wants to pay her team fairly and on time but struggles with international payroll systems.

User Flow

At checkout, the shopper clicks ‘Pay with USDC,’ connects their wallet, enters the amount, signs the transaction, and then sees either a confirmation if the payment succeeds or an error message if their wallet balance is insufficient.

Outcome

The design simplifies payroll while keeping it transparent and secure. It proves stablecoins can remove the friction of paying distributed teams.

Style Guide

Add new employee

Pay an employee

Learnings

Designing payroll with stablecoins must feel trustworthy. Employers need clear balances, on-chain confirmations, and predictable costs, while employees expect instant USDC payouts and simple records they can rely on. Stablecoins add speed and affordability, but adoption only works if both sides feel secure and in control of the process

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